Most people buy a computer, take it out the box, turn it on and get it going. They use their name (or some form of personal identifier) as the name of the account and give it a password. Job done. They use that account from there on.What is not necessarily apparent about this form of setup is that the created account is actually a type of administrator account. It isn’t wrong to do this – it just means that the “setting up” isn’t really complete.The user of the computer has been pre-disposed to always use an administrator login when a standard account (otherwise known as limited rights) is probably afer.So why is it better to create a limited rights account and use that instead of the Administrator login?The “standard account” allows a person to work using the computer just as an administrator does without hindrance. Things like email, internet, finance, photos, films, spreadsheets, games etc can all generally be used in a standard one just as easily as they can in an administrator one.What can’t be done on a standard account are administrator functions. These involve the type of things that administer the computer such as installing software or changing security settings. These changes are generally global and will affect all users on the computer.Being careful about how you choose both the name of Administrator account and standard user accounts names can make it harder for anyone illegally accessing the computer. If it isn’t immediately clear which account is the Administrator account then there is less opportunity for that account to be hacked.What often happens, is that the first account set up is an administrator account based on your name. That can be a clue as to which account is the administrator account. Don’t panic because there is a feature under the Control Panel > User accounts and Family Safety > User Accounts where you can change the account name.Once you have a standard user account – you can use it for everyday activity/work. That way it becomes much harder to do something that might seriously impair the basic computer functionality. If anyone gets into that account (perhaps while you are online) it will also be much harder for them to do huge amounts of damage to your system.If any computer maintenance needs to be done it can be done by temporarily switching into the Administrator account.You may also wish to consider another possible way to make use of standard accounts. Different hardware configurations can be assigned to each account so that when that account is being used, some components of the computer are turned on or off by default. As a result it is possible to set up different user accounts depending on what activities the computer is needed for.One account could be set up for gaming activities and watching films while a different account could be set up to do online banking. If you do this then name the accounts so that it is easy to distinguish each login without giving the game away to third parties who don’t need to know.This also segregates the data even more between general documents and confidential documents.